I keep a close eye on my expenses from month to month using a custom Excel sheet and a manual entry phone application, Money Manager Expense & Budget by Realbyte Inc. (link). Maybe later I’ll share my monthly budgeting system and Excel template on this website!
Earlier this week I compiled all expenses from 2018 and found this data pretty fascinating/reflective. Will I make changes to try and curb my behaviors?! Maybe! Maybe not!
Steven Gruber's 